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Welcome to Prosper Mortgage Funding's Web Site

At Prosper Mortgage Funding, we treat each customer as an individual, not a number. Our goals are to treat any of our customers like family and offer the most complete product line in the industry. By having the the most complete product line we can be confident of providing the best terms for each individuals situation.

Our product line includes

  • Fannie Mae Products
  • Freddie Mac 
  • FHA, USDA, VA
  • HARP 2.0 Products With or Without Mortgage Inurance
  • Jumbo Loans
  • 1st & Second Piggy Back options
  • Non traditional Credit solutions for 1st time home buyer's

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.

You can start your mortgage loan preapproval by clicking on this link and filling out the mortgage loan application form. Ready to talk to one of our professional staff now? Just fill out the form on this page and a mortgage loan specialist will contact you to answer your questions.

 

Calculate Monthly Payment*

Term Rate Apr Payment
30 Yr Fxd 4.125% 4.345%
15 Yr Fxd 3.25% 3.669%
5 Yr ARM 2.875% 3.038%
calculate
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Latest News

Bank of England's Carney sees conflicting signals from jobs market

By Alistair Smout GLASGOW Scotland (Reuters) - The Bank of England is weighing up conflicting data on Britain's labour market as it prepares to start raising interest rates off their record low of the last five years, BoE Governor Mark Carney said on Wednesday. Britain's economy is now back to its size of before the financial crisis but the mismatch between strong jobs growth and weak pay was posing a challenge for the central bank, Carney said. "As the economy normalises, Bank Rate will need to start to rise in order to achieve the inflation target," he said in a speech to business leaders in Glasgow. "But the MPC (Monetary Policy Committee) has no pre-set course and the timing of any increases in interest rates will be determined by the data." Earlier on Wednesday, the BoE said its policymakers discussed at their July meeting if there was a case for an early interest rate rise but were held back in part by pay growth that was strikingly low given Britain's strong job creation.

Testimonials

I was worried that I wouldn't be able to qualify for a loan. I spoke with Rich and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

Larry BensonLancaster, PA

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